Accelerate your cash flow. Accelerate your business’ growth.

FundThrough turns unpaid invoices into
quick cash.

✔️ Quick cash,

✔️ Responsive customer service

✔️ Technology-backed experience

Turn unpaid invoices into working capital

Don’t wait on net terms. Get an advance on your outstanding invoices with Invoice Factoring.

Find out how you can continue to get the quick cash, responsive customer service, and technology-backed experience you’ve come to expect with FundThrough.

Cash flow you can count on without
bank obligations

Make payroll, buy in bulk, or take on growth projects with peace of mind.

Free up your cash

Get fast cash flow you can control without the complications of a bank

Fund only what you want

Get the funding you need when you need it – no debt, equity, or minimums required

Transparent fees

AI technology and automation make it simple and easy for you to get funded

How it Works

1. Connect

Tell us about your business and connect your QuickBooks account if you have one

2. Get Offer

We’ll suggest a funding offer based on your business and customer size

3. Select Invoices

Choose the invoices you’d like to get funded

4. Get Funded

Receive next day payment directly to your linked bank account upon approval.

Our clients work with some of the world’s leading brands

I've used FundThrough for a couple of years now as a tool to help support the growth of my company. We're able to take on larger contracts knowing that cash flow isn't going to be an issue for us. It's super easy to use once you have your bookkeeping and banking connected, too. Highly recommended for other small business owners.

Great people to work with. My situation was slightly different than the norm, due to the scale of projects we do, and they figured out a way to accommodate it.

“The platform was super intuitive and easy to use. Obviously, you can’t beat getting paid the next day which is awesome! But I also really appreciated the relationship that comes with FundThrough. It’s not some big faceless vast organization. I chat with you all the time. We’re back and forth all the time. It really feels like you’re being taken care of, which you don’t get with banks. I appreciated that.”

“I've worked with Fundthrough for the past 8 months and during that time have found them to be fast, responsive and flexible. They have been a mission-critical partner for us and have helped us meet our cash flow needs to keep our business going in a tough environment. I can't recommend them highly enough.”

“I've been working professionally with FundThrough for about a year now and have utilized a couple different programs with them. The team at FundThrough has always been great to work with, their rates are very competitive, and the entire process flows smoothly. I would highly recommend FundThrough for your business needs without reservation.”

Meet our advisors

Frequently Asked Questions

Is my accounting/invoicing software supported?

FundThrough is integrated with Quickbooks. If you have a QuickBooks account, we highly recommend connecting your account to FundThrough to pull in eligible invoices and make funding faster and easier. If your accounting software isn’t supported, you can still certainly fund with us by manually uploading invoices.

Which invoices are eligible for funding?

Users have the ability to fund invoices of any size on FundThrough’s platform. Invoices must be less than 90 days old to be eligible for funding. If you connect your QuickBooks or OpenInvoice account, FundThrough will automatically pull invoices that are eligible for funding onto your dashboard.

How can you process invoices so quickly?

Innovation is one of our company values! FundThrough leverages technology to automate the manual processes that many traditional financial institutions still use today.

Are alternative payment plans available?

If you need alternative arrangements to pay an invoice, reach out to our client success team who will work closely with you to find a solution that fits your business.

Will having a FundThrough account or advancing invoices affect my credit score?

No. Creating a FundThrough account and advancing invoices will not affect your credit score.

We are obligated to report any bad-faith borrowing or fraudulent activity to the appropriate credit bureau.

Is my information/data secure?

Yes. FundThrough uses secure, bank-grade, 256-bit encryption to protect your data. We never see or store third-party usernames or passwords.

Is opening an account really free?

Yes, opening and keeping a funding account doesn’t cost a thing. We don’t charge hidden fees and you’re never obligated to advance invoices. Many owners simply enjoy having FundThrough in their back pocket, ready for a rainy day cash flow gap – we fit neatly next to your umbrella.

Can I cancel my account?

Please contact your account manager, and they will assist you in cancelling your account.

How long has FundThrough been serving small businesses?

FundThrough was launched in 2014 and has since shot up to become a leader in the financial technology space, funding more than a billion dollars in invoices. Learn more about FundThrough.

What is invoice factoring?

Invoice factoring is a form of financing where a business owner sells invoices to a factoring company for fast access to funds. The business owner receives cash for the invoice amount, usually less fees, ahead of the payment terms. The business owner’s customer, who is responsible for paying the invoice, instead pays the invoice amount to the factoring company according to the original payment terms. Invoice factoring also goes by the terms accounts receivable factoring or receivable financing.

How is invoice factoring used?

The reason there’s a demand for factoring is because of cash flow issues caused by long business to business (B2B) payment terms. In many industries, it’s not uncommon for standard payment terms to be anywhere from 30 to 120 days. Instead of business owners being paid right after they’ve delivered goods and/or services, they have to wait to receive customer payments. With invoice factoring, you can get quick cash to easily keep your business growing and thriving through, making payroll, buying new equipment, paying your own suppliers, hiring staff, or fulfilling large orders or projects.