How Funding Works
Get paid on your terms. Get back to business.
FundThrough pays outstanding invoices in days ahead of net terms through an easy, tech-powered process. Unlock capital for growth projects or everyday expenses.
How funding works, step by step
From sign-up to cash in your account — here's what happens along the way.
Create or connect your account in minutes
Create a free account or connect your QuickBooks or OpenInvoice account.
Select invoices to fund
Upload your invoices, or connect to QuickBooks, Xero, or OpenInvoice to sync them automatically.
Get paid
We work with your customer to redirect payment to FundThrough and verify your invoices. Once approved, you get next-day payment to your linked bank account.
Get back to business
Once your customer pays the invoice to FundThrough based on the net terms, there's no more commitment.
Get Your Invoice Paid In Days
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Frequently Asked Questions
FundThrough integrates with QuickBooks Online and OpenInvoice to save you time during setup. If you use Xero, you can sync your FundThrough account to pull in eligible invoices after signup. If your software isn't supported, you can create a free account and manually upload invoices onto the platform.
We'll need to contact your customer so they can pay the invoice total to FundThrough according to the original terms. We always keep interactions positive and professional, and we'll always contact you before we contact your customer.
You can fund invoices of any size on FundThrough's platform — yes, that means unlimited funding! Invoices must be less than 90 days old and issued to creditworthy business or government customers, for completed work with an expected due date.
FundThrough leverages AI technology to automate the manual processes that many traditional financial institutions still use today.
If you need alternative arrangements to pay an invoice, reach out to our client success team, who will work closely with you to find a solution that fits your business.
No. Creating a FundThrough account and advancing invoices will not affect your credit score. We are obligated to report any bad-faith borrowing or fraudulent activity to the appropriate credit bureau.
Yes. FundThrough uses secure, bank-grade, 256-bit encryption to protect your data. We never see or store third-party usernames or passwords.
Yes, opening and keeping a funding account doesn't cost a thing. We don't charge annual fees and you're never obligated to advance invoices.
FundThrough was launched in 2014 and has since become a leader in the financial technology space, funding more than a billion dollars in invoices.
Is my accounting/invoicing software supported?
FundThrough integrates with QuickBooks Online and OpenInvoice to save you time during setup. If you use Xero, you can sync your FundThrough account to pull in eligible invoices after signup. If your software isn't supported, you can create a free account and manually upload invoices onto the platform.