Power your business with cash flow you control
Fund expansion and expenses with fast, flexible early invoice payments.
Join thousands of businesses growing and thriving with payment peace of mind
What is FundThrough?
The vital tool that rescues you from cash flow chaos.
Let's say the quiet part out loud: businesses like yours are forced to act like banks for large enterprise or government customers.
FundThrough is an AI tech enabled invoice factoring platform that gets your invoices paid ahead of net terms–in days–to correct cash flow timing that blocks growth and operations. We're a complement to your banking relationship: when approvals are slow or get denied, you always have capital on-demand. Get paid, put your funds to work, and get back to business with a partner trusted by thousands of businesses and recognized in the financing industry. Now...exhale!
Stop chasing the wrong funding options.
Try FundThrough.
Integrated with accounting and AP platforms for cash flow that fits your workflow.
Days faster
The average number of days small businesses save waiting to get paid
Invoices factored
Total value of invoices funded for businesses across North America
★★★★★
Average customer rating across Google, Trustpilot, and G2
Consistent cash flow you control
Net terms are now optional. Invoice your customer and get instant payment for large enterprise or government invoices anytime. Bonus: it’s non-dilutive and debt-free!
Get paid in a day (after first funding)
Low risk: customer payments reduce your balance
Save time not chasing A/R
Flexible fee structure
No more missing out: slow cash flow blocks growth and revenue opportunities.
Ready to get paid early?
Get startedWe get it: You've worked hard to earn the trust of your customers. As a former small business ourselves, we understand. We treat your customers with the same respect that we treat ours. That's why we'll never get in the way of your relationship. Chances are good that your customers work with FundThrough and already know us!
Hundreds of big buyers work with FundThrough. Why not yours?
100% helpful. 0% hassle.
We don't waste your time with all the rules you'll find with traditional invoice factoring companies. Here's how we're different:
Get 100% of your invoice value up front, less one flat fee
No required minimum funding after your first invoice funding
Choose which customers whose invoices you want to factor
Only factor invoices when needed; only pay when you factor
Stop sacrificing peace of mind: the wrong financing solution drains your time and focus.
Flexibility that fits you
Your unique situation won’t scare us. Finding workarounds to make invoice factoring work is kind of our thing – and so is giving you the freedom to get paid on your terms (not net terms)!
Unlimited funding, for as much as you have in eligible invoices
Choose which invoices you want to fund (a.k.a., spot factoring)
Optional accounting platform integrations to import eligible invoices
Say no to rigid partners: rules and red tape stall your momentum.
Control your cash flow in 4 simple steps.
The FundThrough platform is built on AI and automation, empowering you to onboard your customers and request funding for their invoices anytime. Skip the endless back-and-forth and piles of paperwork for efficient early payments.
Sign up
Sign up for FundThrough with your email address or connect your QuickBooks, OpenInvoice, or other accounting platform.
Sign up for FundThroughGet approved
Upload your invoices or connect your accounting platform for even faster funding. We'll verify your invoice and customer to give you peace of mind about your payments.
Get paid
You'll see your cash in your bank account minus one flat fee within 24 hours, after your first funding.
Get back to business
We wait for your customer to pay on net terms. You put your funding to work!
Business owners, CEOs, and finance pros stop their cash flow struggles with early payments
FundThrough allowed us to grow exponentially...We were able to take on some larger projects that if we had to self-fund, we would never have been able to achieve.
Ron Cedillo
Vice President, Lima Charlie
Banks were slow to respond to our requests, and it just felt like they weren't really ready to fund a small, quickly growing business because they support so many large corporations.
Lauralee Sheehan
Founder, Digital 55
The great thing about invoicing funding in particular was being able to invoice and then get the cash. That helped us accelerate growth, and grow quicker than we've ever grown before.
Ken Miller
Owner, Liquid Gold Trucking
FundThrough allows us to develop the business faster. It gives us the confidence to go forward with cash flow to cover immediate expenses, particularly for a small business as we initially struggled with cash flow.
Dave Thompson
CEO, MapleX Naturals
While they wait for the cash, you get paid right away. I would say, for any business that has high upfront costs or constant costs like wages, that's when it pays to fund.
Rhona Baker
Owner, Gladiator Transport
A favorite for invoice factoring
FundThrough is named Best Overall Factoring Company by trusted publications
...and Best Factoring Company for Software Integrations
A team that believes in your business.
As a team of entrepreneurs, finance, and tech professionals, we understand why cash flow is the top problem facing small and medium sized businesses. Since 2014, we’ve been funding invoices to help businesses like yours grow and thrive.
